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Key Highlights

  • The leading FinTech company in Sub-Saharan Africa
  • First FinTech player on the continent to provide savings products
  • Proprietary credit scoring and fraud detection algorithms
  • Currently operating 5 banks and 8 MFI’s
  • In excess of 1.5 million customers across Africa
  • Over 2.5 million loans issued with a value of over €500 million
  • Consistent default rates at c. 7.1% and customer retention rate of c. 59%
  • H1 2017 revenue of €53.8 million and loan book of €68.5 million

ISINLU1404975507
Share codeMBC:GR

Operating Profit/EBITDA for YE 2016/17 was negatively impacted by the first time consolidation of the Opportunity Banks and their respective turnaround following the Group’s strategy to buy four distressed entities to gain access to licenses.

MyBucks is now well positioned to continue to grow organically and enhance its profit margins with an optimised cost structure and ideal technology base.

61%
Revenue to loan book
7.1%
Default Rate
45%
Year on year revenue growth
Debt to equity ratio (4x)
Sunblaze Investment Holdings Limited 20.44%
Tailored Investments Limited 20.03%
Free float 19.02%
Ecsponent Limited 12.14%
Redwood Capital 9.43%
Infinitum Limited 8.49%
Ecsponent Projects (Proprietary) Limited 6.28%
Apeiron Investment Group Limited 1.73%
Opportunity 1.18%
Nuy Investment Holdings B.V 1.18%
Van Niekerk Investment Holdings 0.07%

Growth in EUR Millions

EUR Million HY Jun 14 HY Jun 15 HY Jun 16 HY Jun 17 HY Dec 17
Disbursements 26.1 64.7 77.2 124.0 90.7
Net loan book 14.6 34.8 38.8 68.5 73.6
Revenue 12.9 29.9 36.2 53.8 29.0
Operating profit 4.5 10.1 11.1 10.9 9.7
Operating profit margin 35% 34% 31% 20% 30%