MyBucks Vision

MyBucks

Financial
inclusion

MyBucks

Innovative
solutions

MyBucks

Cutting-edge
technology

MyBucks

MyBucks Technology

MyBucks uses Artificial Intelligence to avoid the typical risks involved in the leading process. This technology will reach even the most remote areas while reducing out operational costs, which over time will translate into lower costs for our customers. The MyBucks technology will also approve loans faster and more efficiently than most other financial institutions.

MyBucks

Our strategy

Our digital strategy is about engaging with customer with greate experiences, relevant solutions, efficient low-cost access points, whilst eliminating human inputs, adding to the speed of delivery.

MyBucks
  • Banking
  • Lending
  • Insurance
MyBucks
  • Apps/Mobile
  • A.I. Credit/Fraud
  • A.I. Chatbots
MyBucks
  • Value added services
  • Budgeting tool
  • Credit reports

We empower people. We push boundries. We innovate. We provide digital financial solutions.

Who we are

"MyBucks offers financial products, transforms them into opportunities, and helps to create financial inclusion."

Dave van Niekerk - Executive Chairman

What we do

Our product offering encompasses banking, credit and insurance through an innovative digital platform.

Credit

SMME loans

Agriculture loans

Education loans

Personal loans

Insurance

Life insurance

Legal insurnace

Health insurance

Funeral cover

Banking

Transactional banking

Transactional cards

Savings accounts

Remittances

How we do it

Our proprietary credit decisioning and scoring technology and self-learning algorithms enable us to: Distribute our products at a highly competitive cost, rapidly scale up our business and effectively manage credit risk.

Artificial Intelligence (A.I)

A.I. personalities

Jessie

Credit scoring

Dexter

Fraud prevention

Tess

WhatsApp Chatbot

Our products

MyBucks drives continuous innovation

WhatsApp
lending.

Instant credit by starting up a conversation.

  • Native lending ability without need to install further apps.
  • Initial offering includes on-boarding, loan applications, electronic contracting, balance enquiry & loan application.
  • Chatbot is live and improves easy access to existing functionality.

Haraka.

Nano loans paid in realtime into your mobile wallet.

  • Providing quick loans tailored specially for non-traditional bankers.
  • Accessible in remote areas.
  • Branch visits are no longer required.

GetBucks.

Instant online loans, there when you need us.

  • Apply for loans, anywhere, anytime.
  • Instant access to cash when you need it.
  • Get your bucks within minutes.

GetBucks
Budget tool.

  • Enabling clients to manage their funds.
  • Instant access to the budgeting tool on the GetBucks App.

GetBucks
Credit report.

  • Instant access to credit status.
  • Access your data for a very low monthly fee.

Wakala.

Client acquisition on the move.

  • Live client loan applications.
  • Reaching customers who have no access to Internet.

We are here

Our mission is clear

Improve the lives of the unbanked by providing honest & smart financial products.

  • Market cap of €160 million +
  • 2017 revenue of €57 million
  • 59% customer retention rate
  • 1 500 000 + customers
  • €230 million + paid out in loans

South Africa

MFI operation
Since 2011
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Zimbabwe

MFI operation
Since 2012
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Kenya

MFI operation
Since 2012
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Mozambique

Banking operation
Since - 2016
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Zambia

MFI operation
Since - 2015
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Poland

MFI operation
Since - 2015
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Malawi

MFI operation
Since - 2013
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Swaziland

MFI operation
Since - 2014
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Botswana

MFI operation
Since - 2012
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Namibia

MFI operation
Since - 2016
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Tanzania

MFI operation
Since - 2016
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Australia

MFI operation
Since - 2017
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Uganda

Banking operation
Since - 2016
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MyBucks

We are already making a difference in:

South Africa, Poland, Mozambique, Uganda, Malawi, Zimbabwe, Swaziland, Australia, Kenya, Botswana, Namibia, Zambia and Tanzania