MyBucks is a FinTech company offering innovative and financial services for consumers.
- Currently operating 4 banks and 8 MFIs.
- Our product offering encompasses banking, credit and insurance through an innovative digital platform.
- AI technologies: Jessie, Dexter, TESS, MAICA, Donte, Charlie and AMIE.
- Proprietary credit scoring and fraud detection algorithms.
- Number of active customers 1.5 million.
- Over 2.3 million loans issued with a value or EUR 519 million in less than 8 years since inception.
- 25% loan book value growth in last financial year. Avg. of 2.1% growth on month to month basis.
- Default rate of 7.13%.
MyBucks is now well positioned to continue to grow organically and enhance its profit margins with an optimised cost structure and ideal technology base.
Revenue to loan book
Year on year revenue growth
Debt to equity ratio (5.3x)